Subscription Terms and Conditions Overview

These terms govern your use of bavesmiilo’s subscription-based financial planning service. Please read them carefully before subscribing.

September 20, 2025

Acceptance of Terms

By accessing or using our service, you agree to these terms and any future updates. If you do not agree, please refrain from using our site or services.

Definitions

Key terms used throughout these Terms and Conditions are defined below:

“Service” refers to the subscription-based financial planning provided by bavesmiilo.

“Subscriber” means any individual or entity enrolling in a paid subscription.

“Advisor” refers to bavesmiilo’s professional staff providing consultations.

“Fee” means the monthly subscription charge of $250 CAD.

Use of Service

You may use our service only for personal or business financial planning, not for reselling, redistribution, or unlawful purposes.

Eligibility

You must be at least 18 years old and reside in Canada to subscribe. By subscribing, you confirm that you meet these requirements.

Service is not available to minors.

User Responsibilities

Subscribers agree to provide accurate information and use the service ethically.

Keep your contact and billing information current.
Maintain confidentiality of your login details.
Notify us promptly of any unauthorized access or issues.
Abide by Canadian law and these terms at all times.

Prohibited Uses

You may not use our services for unlawful or prohibited purposes.

Reselling or redistributing our consultations or materials
Providing false information or impersonating others
Attempting unauthorized access to our systems or data
Using our service to solicit or offer prohibited products
Engaging in fraudulent or deceptive practices

Intellectual Property Rights

All content, materials, and branding on this site are owned by bavesmiilo or its licensors. You may not copy, distribute, or use our materials without written permission.

User-Provided Content

You may provide feedback or inquiries, but you retain responsibility for anything you submit through our site.

Rights to Submitted Content

By submitting content, you grant bavesmiilo a limited license to use it for service delivery and improvement.

Privacy Policy Statement

Your information is handled according to our privacy policy, which describes how data is collected, used, and protected.

View privacy policy

Important Service Disclaimer

The service is provided for general financial planning purposes only. No guarantee of results is made.

Results May Vary

Outcomes depend on individual circumstances. Past performance does not guarantee future results.

Limitation of Liability

bavesmiilo is not liable for any direct or indirect losses resulting from use of our site or services.

Indemnification

You agree to indemnify bavesmiilo against claims arising from your misuse of our service or violation of these terms.

Dispute Resolution Process

Any disputes will be resolved in accordance with Canadian law and through the following methods:

Arbitration

Disputes may be resolved by arbitration in Canada, as permitted by law.

You may have additional rights under local law.

Online Dispute Resolution

bavesmiilo supports fair and accessible dispute resolution through online mechanisms as available.

Contact our support team

Severability

If any provision is invalid, the remainder of the terms remain in effect.

Entire Agreement

These terms, together with our privacy policy, form the complete agreement between you and bavesmiilo.

Applicable Law and Jurisdiction

Canadian law applies to all services and disputes involving bavesmiilo.

Termination

We reserve the right to terminate your subscription for violations of these terms or legal requirements.

Modifications

bavesmiilo may update these terms at any time. Continued use implies acceptance of changes.

Contact for Terms Questions

Reach out to us for questions about these terms or your subscription.

Terms Email: content@bavesmiilo.com

Phone: +1 (702) 691-5106

Address: 319 West Hastings Street, Suite 400, Vancouver, BC V6B 1K6 Canada

Effective Date: September 20, 2025

Version: v3